- floodinfo@xactus.com
- (844) 4EZ-CERT
The Letter of Map Amendment is your ticket to saving thousands on flood insurance
Also known as a LOMA, it is part of an often-overlooked federal government program inside the Federal Emergency Management Agency (FEMA). This federal program removes you from the mandatory flood insurance requirement placed on your home by the government flood maps.
Your lender must honor this legal and official federal document, change your flood zone, and stop forcing you to pay for high-cost flood insurance.
Put more money in your pocket
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Reclaim your property freedom
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Add value to your property
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Legally remove the federal restrictions
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only $500
Get our complete LOMA Service:
LOMA Scoretm
FloodRisktm Report
Expert Property Analysis
Live Domestic Customer Service
Advocacy for your case
&
Removal of the Flood Insurance Mandate
If FEMA does not remove the mandatory flood insurance requirement from your property, for any reason,
we'll refund 100% of our fee
for single-family homes.
Submit your case to us for free today - only pay after our free expert analysis.
WE ARE CERTIFIED PROFESSIONALS
Trust our Unmatched LOMA Experience to Guarantee Flood Insurance Removal
Our flood analysis is seen on the following websites
Trust the leader in flood risk analysis for your property
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SOUND FAMILIAR?
"I'm closing on a home and they want me to get flood insurance but I don't think I'm in a flood zone."
"The bank says I need flood insurance becuase of a new FEMA map but I don't think the map is correct."
"My neighbor said they switched to low-cost flood insurance becuase of a LOMA and I want to get one too."
If so, then you need a LOMA!
My wife and I wanted to write to thank you for all your help and support through the process of obtaining an elevation certificate and subsequent application for a LOMA. You guys were great! The process was super simple and efficient and everyone we spoke with at Xactus was knowledgeable and professional taking plenty of time to answer our numerous questions.
Tim & Kara - New Jersey
They did a great job in a timely matter. I just didn't want to pay for flood insurance on my income. But you were great.
Marion - Florida
We were informed by our mortgage company that our home was now considered to be in SFHA Zone A and we had to purchase flood insurance. After determining that we needed a Letter of Map Revision based on Fill (LOMRF) and attempting to understand and resolve this on my own for several weeks, I was fortunate enough to happen across Xactus's website. I called and was connected with Eric Ratcliffe. Eric's knowledge was immediately apparent. His background in FEMA provides him with a unique ability to consult on and help resolve the challenging and confusing process of getting a Letter of Map Amendment (LOMA) or Letter of Map Revision (LOMR). Eric guided us through the process to a successful conclusion and made the entire process easy and painless. Eric went above and beyond providing consulting and support...always watching out for our interests. I'm sure we'd still be paying for flood insurance and going around in circles had we not found and engaged Eric and Xactus
Matt - Indiana
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Commercial Properties Get the Biggest Insurance Discounts
Commercial properties and condominium buildings have the most to gain from a LOMA becuase the insurance premiums are higher. We have helped hundreds of commercial customers understand their flood risk reduction and flood zone removal options.